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SBA 504 Fee & Loan Calculator

 

 

 

 

 

 

Please use the interactive calculator below to get an estimate for fees related with a SBA 504 loan and how the financing would be set up based upon your project circumstances.

 

 

 

 

 

 

Most Recent SBA 504 Interest Rates

 

 

 

 

 

 

10 Year Amortization

 

20 Year Amortization

 
         

SBA Fee & Loan Calculator
     
TOTAL PROJECT:

$

 
     

BANK LOAN AMORTIZATION:

#

(min. of 7 years equipment / 10 years real estate)
     
BANK INTEREST RATE:

%

 
     

504 LOAN AMORTIZATION:

 10 Year Amortization  
  20 Year Amortization  
     

504 LOAN DOWNPAYMENT:

 10% (Business > 2 Years old and NO special purpose structure)
  15% (Business < 2 Years old OR special purpose structure)
  20% (Business < 2 Years old AND special purpose structure)
     
504 INTEREST RATE: %

 
     
   
 
   
     
PROJECT STRUCTURE:
Total Bank Loan: $
 
Total Net 504 Loan: $
 
Equity: $
 
     
PAYMENTS:
Bank: $
per month
PADD: $
per month (based on SBA 504 Gross Loan Amount)
Total:

$
per month
     
ONE TIME FEES:
CDC Processing Fee: $
(1.500 % of SBA Share)
SBA Guaranty Fee: $
(0.500% of SBA Share)
Funding Fee: $
(0.250% of SBA Share)
Closing Cost *: $
(Maximum of $2,500; different for each project)
Underwriting Fee: $
(0.400% for 20 Year Term or 0.375% for 10 Year Term)
Total Fees:

$

(This should be considered an estimate only!)
       
GROSS LOAN AMOUNT:

$

(Rounded up to the next thousand)
       
Balance returned to Borrower: $
(Gross loan amount minus fees and net loan amount)
       
* Closing Cost can be rolled into the loan amount up to $2,500; usually paid separately

 

 

 

 

Page last updated on Dec 19, 2011 at 8:32 AM.

 

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